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Privacy Policy


FACTS:

What does NAB do with your personal information?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:

  • Social Security number
  • Account balances
  • Overdraft history
  • Account transactions
  • Checking account information
  • Wire transfer instructions

When you are no longer our customer, we continue to share your information as described in this notice.

How?
All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons NAB chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information Does NAB share? Can you limit sharing?
For our everyday business purposes -
such as to process your transactions, maintain your account(s), respond to court orders and legal
investigations, or report to credit bureaus

YES No
For our marketing purposes -
to offer our products and services to you

No We don't share
For joint marketing with other financial companies

No We don't share
For our affiliates' everyday business purposes -
information about your transactions and experiences

Yes No
For our affiliates' everyday business purposes -
information about your creditworthiness

No We don't share
For nonaffiliates to market to you

No We don't share

Questions?
Call 303-988-2727.

WHO WE ARE

Who is providing this notice?

NAB means Native American Bank, NA.

WHAT WE DO

How does NAB protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.

How does NAB collect my personal information?

We collect your personal information, for example, when you

  • Open an account
  • Apply for a loan
  • Use your credit or debit card
  • Make deposits or withdrawals from your account
  • Give us your contact information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

  • sharing for affiliates' everyday business purposes - information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.
See below for more on your rights under state law.

DEFINITIONS

Affiliates

Companies related by common ownership or control. They can be financial and non-financial companies.

  • Our affiliates include:
    • Financial companies such as: Native American Bancorporation and Native American Community Development Corp.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and non-financial companies.

  • NAB does not share with nonaffiliates so they can market to you.

Joint Marketing

A formal agreement between nonaffiliated financial companies that together market
financial products or services to you.

  • NAB doesn't jointly market.

OTHER IMPORTANT INFORMATION

For Alaska, Illinois, Maryland and North Dakota Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization.
For California Customers. We will not share personal information with nonaffiliates either for them to market to you or for joint marketing - without your authorization. We will also limit our sharing of personal information about you with our affiliates to comply with all California privacy laws that apply to us.
For Massachusetts, Mississippi and New Jersey Customers. We will not share personal information from deposit or share relationships with nonaffiliates either for them to market to you or for joint marketing - without your authorization.
For Vermont Customers. We will not share personal information with nonaffiliates for them to market to you without your authorization and we will not share personal information with affiliates or for joint marketing about your creditworthiness without your authorization.

 


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© 2008 Native American Bank, N.A.
999 18th Street, Suite 2460, Denver, CO 80202
800.368.8894 Phone : 303.988.5533 Fax
Toll Free (Browning, MT): 800.307.9199

Lost or Stolen Debit/ATM card: 406.338.7000 or 888.307.9199

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